What is an ACAT assessment and can you do it for me?

An ACAT (or ACAS in Victoria) is an assessment of your care needs by a member of an Aged Care Assessment Team (ACAT, or ACAS in Victoria).

Anyone seeking to move into an aged care home or receive assistance in the home will need an ACAT. The ACAT assessment give the provider a summary of the persons care needs.

ACAT teams are independent bodies that are made up of doctors, nurses, social workers or other qualified health professionals and they will come to visit you in your home or at hospital (depending on your needs).

They are free of charge and you can arrange one by calling 1800 200 422.

What exactly is residential aged care?

Residential aged care is for older Australians who can no longer live at home due to illness, disability, bereavement or simply because it is no longer possible to manage at home without help.

Do I have to sell my home before I can move into a home?

No. You don’t.

Aged Care Fees, Charges and Additional Information

Basic Daily Care fee (BDC): A standard rate of $47.86 per day will apply to most aged care residents. This is roughly 85% of the fortnightly full pension. Basic daily care fees are for living expenses like meals, laundry, heating/cooling, and also nursing or personal care. This fee is usually billed by the facility on a monthly basis and can be paid by cash, cheque or direct debit. This fee increases twice yearly on the 20th March and September, as the government increases the pension.

Accommodation Payment (BOND): The accommodation payment can be made in a number of ways, including:

  • Upfront lump sum, which is refundable upon departure, called a Refundable Accommodation Deposit (RAD); or
  • Monthly rental style payment, called a Daily Accommodation Payment (DAP). The monthly rental payment is calculated on the RAD, using an interest rate set by Government (currently 6.14%) and paid monthly in advance; or
  • A combination of both, where you choose to pay a partial RAD amount and the balance as a DAP.

A RAD is refunded within 14 days of discharge as per the Aged Care Act 1997. Discharge requires only 7 days notice.

At any time after you enter Into care, you can change the way that you choose to pay for your accommodation between Refundable Accommodation Deposit (RAD) and Daily Accommodation Payment (DAP).

Interest Rate: An interest rate of 6.14% and is payable when entering into a Accommodation payment agreement until the RAD is paid in full. This interest rate is fixed from the date of entry and does not increase or decrease after admission.

Extra Service Fee (ESF): An ‘extra service place’ is where the home provides you with a higher standard of accommodation and services, which will cost you more. Extra service does not mean you will be provided with a higher level of care. The extra amount you pay for, for an extra service place varies from home to home.

Means Care Tested Fee (MTCF): the means care tested fee is an amended fee structure introduced from the 1st July 2014 and is determined by your assessable income and assets. Following admission this fee is calculated by Centrelink. This fee could be calculated between NIL to $25,731.05 per year. There is currently a lifetime cap of $61,754.55. The RAD is now assessable for Means Tested Fee Purposes.

Which aged care companies are Aged Care Placement Services affiliated with?

None. We have a comprehensive knowledge of the industry and will find the right home for you and your family. Whether that home belongs to one of the largest aged care providers or the smallest aged care provider in Australia will depend entirely on your individual care needs and personal preferences.

What kind of care & services will I receive?

All providers are able to assist you with things like bathing, dressing, eating, mobility, continence, emotional support, administration of medicines, rehabilitation programs, and access to medical professionals and allied health services. Your individual care needs are determined within the first 30 days of your admission as a permanent resident, this gives the home a complete understanding of the care and assistance you require, and allows them to develop an individual care plan to meet those needs.

The home environment will include bedding, cleaning, some toiletries, laundry, meals, furnishings, utilities, assistance in emergencies, administration, professional support and an array of social activities tailored towards the residents likes.